Business Credit Advantage


Business Credit Advantage will give you the peace-of-mind of knowing your business credit and identity are monitored daily. We do all the work and notify you via email when key changes occur -- even score changes. Plus, you get unlimited access to your report and credit score tracking.

Enrollment in Experian's Business Credit Advantage program also provides your business with business identity monitoring powered by CyberAgent®. CyberAgent, Experian's priority monitoring technology, proactively detects stolen business identifiable information and compromised confidential data online. CyberAgent is the only identity monitoring solution designed for proactive cyber detection on an international level - breaking language barriers and detecting identity theft across the globe. At any point in time, our CyberAgent technology is monitoring thousands of websites and millions of data points, alerting you if we find your business information in a compromised position online. This information is being gathered in real-time, giving you the opportunity to react quickly and take the necessary steps to protect your business. Experian currently can scan the dark web for finds of your email addresses, phone numbers, credit/debit cards, and your small business website IP address and email domain credentials.

For specific questions about our Business Credit Advantage plan, please review our Business Credit Advantage questions on our Help page.


Sample report

View Sample

Plan benefits

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Experian Business Credit Report and Score
Keep track of both, refreshed daily upon sign-in.

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Dark Web Surveillance
Alerts you if we find your business information on the dark web.

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Business Fraud Resolution Support
A specialist helps you resolve fraud and restore your credit.

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Credit Inquiry Alerts
Know if someone looks into your business credit with alerts sent to your desktop or mobile device.

Manage your business credit information

Business Credit Advantage effectively helps you:

  • Protect your company's business credit information from misuse or fraud, such as business identity theft
  • Provide better awareness and avoid credit surprises
  • Ensure immediate action is taken when changes occur to your business credit report
  • Manage the factors that drive your business credit score
  • Maximize opportunity for business growth and reputation
  • Enable healthy management behaviors separating personal credit risk from business credit risk

Get alerted automatically

Examples of email alert types include:

  • Business identity monitoring (email addresses, phone numbers, credit/debit cards, and small business website IP address and email domain credentials).   Review our Business Identity monitoring questions on our Help page.
  • Business address changes
  • Credit score changes
  • Newly opened credit or tradelines
  • Credit inquiries on the business profile
  • Derogatory or late payments detected
  • Business public record filings, including bankruptcy, liens and judgments
  • Collection filings
  • Uniform Commercial Code filings
  • Dispute resolution status alerts

Why use Experian?

  • Sophisticated real-time business credit scores directly from Experian
  • Accurate information from objective sources
  • Extensive banking, trade and collection data
  • Public record data including liens, judgments, business registrations, bankruptcies and Uniform Commercial Code (UCC) filings


Pet services business owner Tammy uses Experian to protect identity and credentials
Two years ago this small business was hacked on social media. Someone tried to take over their business. So it is critical that ongoing monitoring is part of how they do business to safeguard their reputation. Experian Business Credit Advantage empowers Alone at Home Pet Services with all of the information about their business. It alerts them any moment information about their business appears on the Dark Web.

Tammy, the owner, feels empowered with the ongoing monitoring of her small business. She tells us her Business Credit Advantage subscription enables her company to check their credit reports frequently and maintain their good credit health, and peace of mind.
Business Credit Advantage Video Customer Testimonial
Sewer and drain services business owner Mike uses Experian to protect identity and credentials
Mike O., Owner of Evenflow Sewer and Drain Service in Kings Park, New York, shares how his subscription to Experian Business Credit Advantage has helped him gain access to more favorable financing options. Mike says he checks his business credit profile at least once a day to make sure he is keeping his payments current with his trading partners.
Business Credit Advantage Video Customer Testimonial